
President Donald Trump dances to music after speaking at the Mount Airy Casino Resort in Mount Pocono, Pa., Tuesday, Dec. 9, 2025. Matt Rourke/AP
Social Security benefits in 2025 were paid on specific dates based on the type of benefit and the beneficiary’s date of birth. Payments were generally made on the second, third, and fourth Wednesdays of the month.
Standard Social Security Benefit Payment Schedule (Retirement, Disability, Survivors)
For most beneficiaries (those who started receiving benefits after May 1997), payment dates were determined by the birth date of the person on whose record benefits are paid:
Birth Date Falls on the… Payment Date (Wednesday)
1st – 10th of the month Second Wednesday of the month
11th – 20th of the month Third Wednesday of the month
21st – 31st of the month Fourth Wednesday of the month
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— Social Security (@SocialSecurity) December 11, 2025
Supplemental Security Income (SSI) and Special Cases
Supplemental Security Income (SSI): SSI payments are typically sent on the first day of the month. When the first falls on a weekend or holiday, the payment is issued on the preceding weekday. This resulted in two SSI payments in December 2025 (on Dec. 1st and Dec. 31st, the latter being the January 2026 payment).
Special Cases: If you received Social Security benefits before May 1997, or if you receive both Social Security and SSI benefits, your Social Security payment was issued on the third day of the month (or the preceding weekday if it was a weekend or holiday).
You can view your specific payment schedule or manage your benefits by signing in to your personal my Social Security account on the official Social Security Administration (SSA) website.
What federal holidays affect SSA payments in 2025?
Social Security Administration (SSA) payments are affected by all federal holidays when the scheduled payment date falls on one. In such cases, the payment is moved to the immediately preceding business day.
The specific federal holidays in 2025 that can affect the SSA payment schedule (primarily for Supplemental Security Income, or SSI, payments which are generally due on the 1st of the month) are:
New Year’s Day: Wednesday, January 1
Martin Luther King Jr. Day: Monday, January 20
Washington’s Birthday (Presidents’ Day): Monday, February 17
Memorial Day: Monday, May 26
Juneteenth: Thursday, June 19
Independence Day: Friday, July 4
Labor Day: Monday, September 1
Columbus Day: Monday, October 13
Veterans Day: Tuesday, November 11
Thanksgiving Day: Thursday, November 27
Christmas Day: Thursday, December 25
For Social Security retirement, survivors, and disability benefits (RSDI), payments are typically issued on the second, third, or fourth Wednesday of the month, based on the beneficiary’s birth date. Since these dates are typically midweek, they are less frequently affected by holidays, but the general rule (payment on the prior business day) still applies if the Wednesday falls on a federal holiday.
.@POTUS is fighting for America’s seniors! President Trump’s historic tax cuts will enable the vast majority of seniors to keep MORE of their hard-earned Social Security benefits! pic.twitter.com/fxFplbmdMd
— Social Security (@SocialSecurity) December 10, 2025
For example, the January 2026 SSI payment, which would normally be paid on January 1, 2026 (a federal holiday), was paid early on Wednesday, December 31, 2025.
I can provide the full, specific 2025 payment schedule for all SSA benefits—including exact dates and any holiday adjustments. Would you like me to share that with you?
The 2025 payment schedule for Social Security retirement, disability, and survivor benefits depends on your birth date or when you began receiving benefits. Payments are issued on a specific Wednesday of each month.
Standard Payment Schedule (for those who started receiving benefits after May 1997)
Payments are based on the day of the month you were born:
Birth date on the 1st – 10th: Paid on the second Wednesday of the month.
Birth date on the 11th – 20th: Paid on the third Wednesday of the month.
Birth date on the 21st – 31st: Paid on the fourth Wednesday of the month.
2025 Monthly Payment Dates
Below are the specific dates for 2025, including any adjustments for federal holidays:
Month Birth Date 1st–10th Birth Date 11th–20th Birth Date 21st–31st
Jan. Wed, Jan 8 Wed, Jan 15 Wed, Jan 22
Feb. Wed, Feb 12 Wed, Feb 19 Wed, Feb 26
Mar. Wed, Mar 12 Wed, Mar 19 Wed, Mar 26
Apr. Wed, Apr 9 Wed, Apr 16 Wed, Apr 23
May Wed, May 14 Wed, May 21 Wed, May 28
Jun. Wed, Jun 11 Wed, Jun 18 Wed, Jun 25
Jul. Wed, Jul 9 Wed, Jul 16 Wed, Jul 23
Aug. Wed, Aug 13 Wed, Aug 20 Wed, Aug 27
Sep. Wed, Sep 10 Wed, Sep 17 Wed, Sep 24
Oct. Wed, Oct 8 Wed, Oct 15 Wed, Oct 22
Nov. Wed, Nov 12 Wed, Nov 19 Wed, Nov 26
Dec. Wed, Dec 10 Wed, Dec 17 Wed, Dec 24
Special Cases
Received Benefits Before May 1997: Your payment is issued on the 3rd of each month, or the preceding business day if the 3rd is a weekend or holiday.
Receive both Social Security and SSI: Your Social Security payment is on the 3rd, and your SSI payment is typically on the 1st (sometimes paid early due to weekends/holidays). You may receive two SSI payments in December 2025 (one on Dec 1 for December’s benefit, and one on Dec 31 for January 2026’s benefit, which may include the 2026 COLA).
You can view your specific, personalized payment schedule online by signing into your my Social Security account.
I can also provide the separate 2025 payment schedule for Supplemental Security Income (SSI) benefits. Would you like me to share that as well?
Why do some Social Security recipients get paid on the third of the month?
Social Security recipients are paid on the third of the month primarily due to a grandfathering rule put in place when the payment schedule system was modernized in the 1990s.
The system was updated to spread payments throughout the month using birth dates, which helped the Social Security Administration manage large payment volumes more efficiently.
Recipients fall into one of two main groups that receive payments on the third:
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Grandfathered Beneficiaries (Received benefits before May 1997)
If you began receiving Social Security benefits (retirement, disability, or survivor) before May 1997, you are paid on the third day of every month, regardless of your birth date. This group was kept on the original, consistent payment date to avoid disrupting their established payment schedule. -
Concurrent Beneficiaries (Receive SSI and Social Security)
If you receive both Supplemental Security Income (SSI) and standard Social Security benefits concurrently, both payments are aligned with the SSI schedule, which means:
SSI payments are generally due on the first of the month.
Social Security payments for this group are made on the third of the month.
The vast majority of new beneficiaries who enrolled in Social Security after May 1997 receive their payments on the second, third, or fourth Wednesday of the month, based on their specific date of birth.
How does a federal holiday affect payment dates for those receiving benefits before May 1997?
For beneficiaries who began receiving benefits before May 1997 (and are thus scheduled to be paid on the third of every month), a federal holiday affects the payment date by moving it to the immediately preceding business day.
This rule is consistent with how the Social Security Administration handles all payments that fall on a weekend or a legal public holiday.
Example of a Federal Holiday Affecting Payment
The most frequent example of this adjustment occurs around New Year’s, when the January 3rd payment date is affected by the New Year’s Day holiday:
The payment for January (which is due on January 3rd) is often delivered in late December because January 1st, 2nd, or 3rd might fall on a weekend or federal holiday.
For example, the January 2026 payment will be paid on Wednesday, December 31, 2025, because January 1st is a holiday and January 3rd falls on a Saturday.
This ensures that beneficiaries receive their funds slightly early rather than having to wait past the scheduled date due to bank closures.
To view the official schedule directly from the source, you can check the Social Security Administration’s payment calendar.
Would you like me to look up which specific 2025 federal holidays will cause an early payment for those paid on the third of the month?